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??我国内地诺言卡发行量上一年翻倍 今日将发布的一份陈述闪现,曩昔一年,我国的诺言卡发行量增加了逾一倍,我国正在构成诺言卡文明。 The number of credit cards in circulation in China ha
??我国内地诺言卡发行量上一年翻倍
今日将发布的一份陈述闪现,曩昔一年,我国的诺言卡发行量增加了逾一倍,我国正在构成诺言卡文明。
The number of credit cards in circulation in China has more than doubled over the past year to more than 40m as a credit culture begins to take shape in the country, according to a report released today.
征询公司麦肯锡(McKinsey)发布的陈述闪现,我国内地的诺言卡广泛率仍然远低于我国台湾和我国香港等可比区域,然后为诺言卡作业留下了无量的打开潜力。到2013年,该作业获利将达130亿元公民币(合17.3亿美元)。
Penetration rates remain well below those in comparable societies like Taiwan and Hong Kong, leaving huge potential for an industry that should provide Rmb13bn ($1.73bn) in profits by 2013, according to the report from McKinsey, the consultancy.
不过,跨国银行仍然被阻止在我国内地发行诺言卡,而我国国内银行的诺言卡事务也仍未完成盈利。
But international banks re- main barred from issuing credit cards in China and the card business is still unprofitable for domestic banks.
该作业的增加潜力加大了我国政府的压力,迫使其出台外资银行等待已久的规则,答应它们在我国内地发行诺言卡,然后完成我国在参加世贸组织(WTO)时做出的在2006年末之前向外资供给“国民待遇”的承诺。
The sector’s growing potential increases pressure on Beijing to implement long-awaited rules allowing foreign banks to issue cards, in keeping with its World Trade Organisation accession commitment to provide “national treatment” by the end of 2006.
分析师标明,我国政府正在维护内地银行在这个初生作业中的利益,但估计很快就将向汇丰银行(HSBC)和花旗银行(Citibank)等外国银作业集团翻开商场准入。当前,这些外资银行仅获准与我国内地协作火伴发行联名诺言卡。
Analysts say the government is protecting domestic banks in the fledgling sector but is soon expected to open it to foreign banking groups such as HSBC and Citibank, which are now only allowed to offer co-branded cards with domestic partners.
曩昔数年,我国政府一向鼓舞打开花费诺言作业,以推进私家花费,一起平衡我国严峻依靠固定资产出资的快速经济增加。
For the last few years Beijing has encouraged the creation of a consumer credit industry to promote private consumption and rebalance China’s rapid economic growth, which relies heavily on fixed asset investment.
陈述估量,曩昔4年,我国内地真实意义上诺言卡的数量每年都完成了翻番,到本年年中抵达4300万张支配。
The report estimates the num- ber of true credit cards in China doubled for each of the last four years to reach about 43m by the middle of this year.
跟着必需的付出基础设备在全国灵敏扩展,我国花费者运用诺言卡收购产品和效能的数量正灵敏上升。
As the necessary payment infrastructure expands rapidly across the country, Chinese consumers are using credit cards to pay for an increasing array of goods and services.
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